Roof + Solar Companies in New Jersey:
Companies, Incentives & Savings (2026)

New Jersey consistently ranks among the top solar states in the U.S. — and for good reason. The Garden State has built one of the most generous solar incentive environments in the country, with layered programs that can dramatically improve the financial math for homeowners considering a roof + solar bundle. Between the SuSI/ADI production incentive, full retail net metering, and complete sales and property tax exemptions, NJ solar economics rival or exceed those of sunnier states.

The average New Jersey homeowner pays around $0.18 per kilowatt-hour for electricity — above the national average of roughly $0.16/kWh. While not as high as some New England rates, NJ's strong incentive stack more than compensates. The SuSI/ADI program alone adds significant revenue (or bill credits) for every megawatt-hour your system produces over 15 years.

For homeowners with aging roofs — and given New Jersey's diverse housing stock spanning Victorian-era homes in the northern cities to mid-century ranch and colonial homes in the suburbs — a roof + solar bundle is often the financially optimal approach. Combining the two projects eliminates redundant labor, avoids the costly scenario of removing and reinstalling solar panels when your roof eventually fails, and often allows the entire project to be structured with zero out-of-pocket cost through lease or PPA financing.

New Jersey has 2 roof + solar bundle providers we track and review. Quality varies significantly — from our top-rated integrated bundle specialist to national contractors with varying local expertise. Our rankings below are based on our 5-category methodology applied consistently to all companies.

Understanding the $0 Down Model

The most common financing approach for New Jersey roof + solar bundles is a lease or PPA (Power Purchase Agreement). Under these structures, you pay $0 upfront. Instead, you pay monthly for the solar energy your system produces — at a rate typically 30–50% below your current electric bill rate. The roof replacement is bundled into the overall project financing.

The key insight: your combined monthly payment (roof + solar) is usually less than what you're currently paying for electricity alone. You're essentially trading a high electricity bill for a lower combined payment that includes a new roof. PSE&G customers also have the option of the utility's Solar Loan Program as an alternative financing path. See our guide on how "free roof" financing actually works for a detailed breakdown.

Average System Size for New Jersey Homes

Most New Jersey single-family homes need a 6–12 kW solar system to offset a significant portion of their electricity use. Larger colonial homes in North Jersey and beach properties in Shore communities with high electric loads (central A/C, pool pumps) often need systems at the higher end. Typical suburban ranch and split-level homes fall in the 7–10 kW range. Your installer will perform a detailed energy analysis to right-size your system.

New Jersey averages 4.7 peak sun hours per day — actually slightly higher than most of New England. Combined with the SuSI/ADI production payments and strong net metering, the solar economics in NJ are among the best on the East Coast. The state's relatively moderate electricity rates are more than offset by the depth and breadth of its incentive programs.